Paul FairPublication file
More from this column
Article
Investing with a Purpose
Each client presents a unique set of circumstances, so our first priority is to establish a professional relationship based on mutual respect and trust. We listen carefully to gain an understanding of the client’s concerns, preferences, and objectives so we can provide advice and guidance that is tailored to their ind...
Read
Article
HOW EMPLOYEE FINANCIAL EDUCATION CAN IMPROVE YOUR BOTTOM LINE
EMPLOYEE DISTRACTION Whether you are the owner of a small business or the HR Manager of a corporation, it is important to recognize that employees at work can easily be distracted by personal financial concerns. According to a report issued by the Federal Reserve, 15 to 20 percent of employees have financial problems...
Read
Article
Wills, Living Wills & Health Care Proxies: A Solid Foundation for Estate Planning
When it comes to estate planning, three key documents are the last will and testament, the living will, and the health care proxy: A last will and testament (commonly called a “will”) contains instructions that take effect after an individual’s death – to distribute property, pay debts, and make arrangements for buria...
Read
Article
Giving It Away to Charity: A Guide to Philanthropy
“Philanthropy” is defined as the act of making gifts of personal resources to charities. These resources can include donations of one’s time, energy, money and property. Millions of Americans perform simple acts of philanthropy, such as donating clothing to homeless shelters. This article focuses on how individuals ca...
Read
Article
How to Look Behind Mutual Fund Performance Numbers
If you are a mutual fund investor, it’s hard to resist peeking at those performance reviews published every year — the ones that list the top-performing funds. Perhaps you’re hoping that your fund will be among them, or you may be seeking new investment ideas. In either case, mutual fund performance statistics can be...
Read
Article
The Value of Diversification
We’ve all heard the warnings about “putting all your eggs in one basket.” When it comes to diversifying your investments, that adage is not only relevant: It could mean the difference between financial success and failure. Investment diversification involves choosing a wide array of investments to help protect your po...
Read