This article is the third and final article in my series on housing history and results. The first article, entitled Spatial “Separation Resulting in Racial Segregation,” dealt with the history of systematic racial exclusion built into the mortgage and credit laws and regulations. The second article, entitled “Hyper-Segregation – a Public Created Entity,” addressed that most minorities were squeezed together in the cities far away from white people to create hyper-segregation. This article will deal with what I have concluded is the potential answer to addressing the problem.

In my last article, I wrote about the policies and guidelines that have led to the spatial separation of racial minorities. Laws led to segregation as a result of specific neighborhoods being designated as "red" (high risk) through the Home Owner's Loan Corporation (HOLC) starting in 1933 and the policy was perpetuated through the FHA and the VA loan programs.

The inter-city rail connection from Phoenixville continues to move forward. For purposes of moving the project forward, the Phoenixville School District voted to endorse the effort. The remaining entity to approve is Chester County. All relevant data has been sent to the county and awaits their endorsement to move the project forward.

I recently was asked to help the Movement Community Development Corporation in Coatesville, and I thought year-end I would update the progress they are making in the revitalization.

Coatesville has been an area that has drawn a lot of interest in subsidized housing over the years. The City is designated Racial/Ethnic Concentrated Area of Poverty (RECAP), which is not a real good designation to have bestowed. The housing in the area has vacant and underutilized properties and many tangled title properties. There are many rentals in the City, and the homeownership rate is low.